Marbles Credit Card

Marbles credit card is an online credit card that allows you to apply online and run your account online although they do still send paper statements every month through the post.  You can choose from 4 funky card designs which are guaranteed to get you noticed when you use them at your local shops.  Marbles is provided by HFC bank one of the largest credit card issuers in the UK.  They have a 24 hour customer service line that allows you to make changes to your account any time of day or night.  This added service is particularly good compared with other online only credit cards.  They offer an excellent rate of 0% for 6 months on balance transfers which should save you money compared to what you pay on your current balance. The standard rate is typically 11.9% APR (variable). One of the main selling points of marbles is the safe shopping promise – they guarantee that if you are defrauded online marbles will refund the difference – no quibbles.  Marbles credit card also gives you internet delivery insurance so if something you buy online goes missing in the post you get your money back. You also get 0.5% cashback on everything you spend with the marbles card.